Here are observations about the Gospel accounts that don't fit the pattern of an 'urban legend'
Ten reasons the Gospel accounts don't fit the profile of urban legends. Some of these include...
Matthew and John are eyewitness accounts
Specific names, dates, and places cited
Jewish and Gentile writers claiming the same facts
The short period of time (30-40 years) between the events and the Gospels written down (people could refute what they said)
Gospels say some very strange things about Jesus that are not typical of making him a "legend!"
Gospels say some very negative things about THEMSELVES
Are the Gospel accounts of Jesus credible (or did they turn him into an 'urban legend')?